How a sale works
How a sale works
Open HawaPay, type the amount.
No card reader, no cable, no pairing.
The customer taps.
Their card or their phone, against the back of yours.
It lands in your wallet.
Before they have left the counter.
Where the money goes
Where the money goes
The terminal you already own.
Open HawaPay, type the amount, and let your customer tap their card or their phone against the back of yours. The money is in your wallet before they have left the counter. Nothing to rent, nothing to install, nothing behind the till but the phone in your pocket.
- Any NFC Android phone
- Nothing to buy, nothing to rent
- Settles to your wallet, not to next month
- Card sale+45,000
- Al-Attar Spices−180,000
- Card sale+12,500
Where the day's takings live.
Every sale lands in one balance you can see from anywhere. Pay a supplier, send wages across town, hold the float for tomorrow's stock. The day closes itself, and the ledger is already written.
- One balance, every till
- Send and receive in seconds
- Withdraw whenever you want to
Spend it without cashing out.
The HawaPay card is next. Buy stock, settle the electricity, fill the van, straight from money you have already earned. One line in the ledger, from the sale to the spend.
- Draws on your wallet balance
- Works where cards work
- Coming to merchants first
Why merchants trust it
Built for shops, not for banks.
Encrypted end to end.
Every transaction is encrypted in transit and at rest, and card details never touch your phone's storage.
The balance is yours.
Withdraw what you have earned whenever you want to. No lock-up, no minimum, no notice period.
Arabic support, real people.
Help in Arabic from people who understand what a shop day looks like.
Nothing to install.
If your phone takes contactless, it is already a terminal.
Opening to merchants
Bring the counter
with you.
We are onboarding the first merchants now, shop by shop. Tell us what you sell and we will get you taking cards this month.