How a sale works
How a sale works
Open the HawaPay app, type the amount.
No card reader, no cable, no pairing.
The customer taps.
Their card or their phone, against the back of yours.
It lands in your wallet.
Before they have left the counter.
Where the money goes
Where the money goes
Accept it, hold it, spend it. Each step keeps the money inside the business one stage longer.
The terminal you already own.
Open the HawaPay app, type the amount, and let your customer tap their card or their phone against the back of yours. The money is in your wallet before they have left the counter. Nothing to rent, nothing to install, nothing behind the till but the phone in your pocket.
- Android, todayLive
- iPhone, coming soon
- Nothing to buy, nothing to rent
- Settles to your wallet, not to next month
- Card sale+45,000
- Al-Attar Spices−180,000
- Card sale+12,500
Where the day's takings live.
Every sale lands in one balance you can see from anywhere. Pay a supplier, send wages across town, hold the float for tomorrow's stock. The day closes itself, and the ledger is already written.
- One balance, every till
- Send and receive in seconds
- Withdraw whenever you want to
Spend it without cashing out.
The HawaPay card is next. Buy stock, settle the electricity, fill the van, straight from money you have already earned. One line in the ledger, from the sale to the spend.
- Draws on your wallet balance
- Works where cards work
- Coming to merchants first
Why merchants trust it
Built for shops, not for banks.
Encrypted end to end.
Every transaction is encrypted in transit and at rest, and card details never touch your phone's storage.
The balance is yours.
Withdraw what you have earned whenever you want to. No lock-up, no minimum, no notice period.
Arabic support, real people.
Help in Arabic from people who understand what a shop day looks like.
Nothing to install.
If you have an Android phone with contactless, it is already a terminal. iPhone support is coming.
Why now
The card rails arrived. The card machines did not.
- May 2026
Visa and Mastercard returned to Syria after fifteen years, and banks were cleared to work with them.
- Aug 2026
Syria approved its first regulatory framework for payment providers and electronic money, including a sandbox for new entrants.
- Today
Around 4,200 card terminals serve the entire country. The national target is 50,000 by the end of this year.
- H1 2026
3.5 million visitors arrived, more than double the same period a year earlier. Almost none of them can pay by card.
A shop that can take a card today is taking money that no one else in the street can take.
Sources: Enab Baladi, World Bank, WorldEF. Figures current as of September 2026.
A shop should not need a bank's permission to get paid.
Opening to merchants
Bring the counter
with you.
We are onboarding the first merchants now, shop by shop. Tell us what you sell and we will get you taking cards this month.